Car owners can contact their insurance company to get coverage for repairs after a minor or major incident. This can be very expensive. If the vehicle’s value is less than the repair cost, Cat S or Cat N insurance categories are used.
Do I choose a CAT S car or a Cat N car?
You shouldn’t let the fact that a vehicle has been written off deter you from buying it. In October 2017, the new Cat S/N vehicles replaced Cat C/D. They are still available on the market through dealers, online sites such as AutoTrader, and social media.
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Which Insurance Categories Are There?
CAT A
This car is almost worthless, even with the most extreme cases of damage. These cars are almost certain to be destroyed, so it is not a good idea to purchase one.
CAT B
This is the second degree of vehicle damage. If a vehicle’s history shows CAT B, it is best to not purchase it. The car would have been destroyed and taken apart for parts. Be cautious.
CAT S
A car equipped with CATS would have suffered structural damage or cassis damage in an accident. Cars with CAT S are almost always salvaged. Be aware before you buy a car. You should inspect the vehicle with an authorized mechanic.
CAT C
It could cause significant damage to your car but is repairable. However, it will cost you more than the vehicle. Cat C vehicles are often sold by insurers for salvage. Many of these vehicles can be safely repaired and are now roadworthy.
CAT D
It would have caused some damage to the vehicle, but this could be repaired. However, it was more expensive than the vehicle. Cat D vehicles are often sold by insurers for salvage. Many of these vehicles can be safely repaired and are now roadworthy.
CAT N
There would have been some damage to the vehicle, but not as serious. Although the car could have been repaired, it would have cost more than the vehicle.. Insurance companies often sell Cat N vehicles for salvage. Many of these vehicles can be safely repaired and are now on the road.
Why is a car inspection important?
Prices for insurance-written cars will be lower than those of vehicles that have not been involved in an accident. This would allow you to bargain with the price and look elsewhere. Safety is the most important thing when buying a vehicle.